ShopifyCapital借款

备注名称：ShopifyCapital借款现阶段仅限坐落于英国地区选中州的Shopify店铺。

ShopifyCapital店家现钱垫付面对澳大利亚和英国的选中店家。

ShopifyCapital借款是您从ShopifyCapital接到的一次性支付（称之为贷款金额），以固定不动借款成本费做为收益。贷款金额再加上固定不动借款成本费称之为欠款总金额。贷款金额将存到您的银行业帐户，随后，您的每日销售总额的一部分将用以偿还ShopifyCapital，直到12个月限期完成时偿还欠款总金额。

借款的12个月限期分成6个60天的还款周期时间，称之为还款环节。每一个还款环节都是有最少还款金额，务必在60天的还款周期时间截至以前偿还。假如未偿还某还款环节的最少还款金额，则您付款的金额与该期内最少还款金额中间的差值将从您的帐户中扣减。

例如，ShopifyCapital很有可能会向您给予5,000元的借款，贷款成本费为650美金，偿还率是10%。接到的5,000美金将汇到您的业务流程银行帐户，而且ShopifyCapital会扣除您每日销售额的10%，直到在12个月限期完成时偿还了总欠额5,650美金才行。借款的6个60天还款环节每一次的最少偿还金额为941美金（占总欠款的1/6）。假如您已超过了第一个60天还款环节，而且仅根据每日还款偿还了800美金，剩下的141美金则将从您的帐户中扣减。

ShopifyCapital给予的贷款金额在200美金至200万元中间。欠款总金额和每日还款利率在于您的隐患情况。

办理贷款

您可以同时从Shopify后台管理的资产网页页面检查您的资产选择项并办理贷款。

流程：

在Shopify后台管理中，转到设定资产。

在ShopifyCapital中搜索资质信息，随后点一下查询资产供货。

在资产网页页面，您将见到三种资产选择项。较为资产选择项的条款，随后点击所需选择项下边的申请办理。

每一个选择的条款将包含受到的金额、总欠款，及其将从您的每日销售总额中减除并偿还给ShopifyCapital的每日偿还率。

在查询并接纳条款提示框中，细心查询条款和标准一部分，随后点一下ShopifyCapital协议书，在另一个电脑浏览器菜单栏中开启它。

请认真查询ShopifyCapital协议书的条款。假如您允许这种条款，请回到Reviewandacceptterms（查询并接纳条款）提示框，随后点击接纳条款。

ShopifyCapital将审批您的申请办理，您将在2-5个工作中日内获知是不是得到准许。假如得到准许，借款将汇到您的银行业帐户。

备注名称：假如您在要求资产时将您的付款服务供应商替换成ShopifyPayments，则很有可能要高于5个工作中日的时间段才可以准许您的要求。

接到借款二天后，ShopifyCapital将逐渐依据您的每日销售额从您的银行业帐户中扣减每日还款金额。

追踪您的还款状况

接到您的借款后，您可以在Shopify后台管理的资产网页页面中的ShopifyCapital下追踪您总欠款的未缴账户余额。

在资产网页页面中，您可以查询下列还款信息内容：

总欠款的未缴账户余额。

已偿还的欠款总金额。

还款的转帐历史数据。

在表格的转帐历史数据一部分，总销售总额列表明每日销售额，金额列表明向ShopifyCapital偿还的收益金额。

Shopify商家官方网站全文详细信息：

ShopifyCapitalloan

Note

ShopifyCapitalloansarecurrentlylimitedtoShopifystoreslocatedinselectUSstates.

ShopifyCapitalmerchantcashadvancesareavailabletoselectmerchantsinCanadaandtheUnitedKingdom.

AShopifyCapitalloanisalumpsum(calledtheloanamount)thatyoureceivefromShopifyCapitalinreturnforafixedborrowingcost.Theloanamountplusthefixedborrowingcostiscalledthetotalowed.Theloanamountisdepositedintoyourbusinessbankaccount,andthenapercentageofyourdailysalesisrepaidtoShopifyCapitaluntilthetotalowedisrepaidattheendofthe12-monthterm.

Theloans12-monthtermisdividedintosix60-dayrepaymentcyclescalledmilestones.Eachmilestonehasaminimumpaybackamountthatmustbemetbytheendofits60-daycycle.Ifyoudontmeetamilestoneminimumpaybackamount,thenthedifferencebetweentheamountyouvepaidandthemilestoneminimumpaybackamountwillbedebitedfromyouraccount.

Forexample,ShopifyCapitalmightloanyou$5,000withaborrowingcostof$650,andarepaymentrateof10%.The$5,000amountreceivedwouldbedeliveredtoyourbusinessbankaccount,andShopifyCapitalwouldreceive10%ofyourdailysalesrevenueuntilthe$5,650totalowedisrepaidattheendofthe12-monthterm.Eachoftheloanssix60-daymilestoneswouldhaveaminimumpaybackamountof$941(1/6ofthetotalowed).Ifyoureachedthefirst60-daymilestoneandrepaidonly$800throughyourdailyrepayments,thentheremaining$141wouldbedebitedfromyouraccount.

ShopifyCapitalisofferingloanamountsbetween$200and$2,000,000.Thetotalowedanddailyrepaymentratedependonyourriskprofile.

Requestaloan

YoucanviewyourfundingoptionsandrequestaloandirectlyfromtheCapitalpageofyourShopifyadmin.

Steps:

FromyourShopifyadmin,gotoSettingsCapital.

FindtheeligibilitymessagefromShopifyCapital,andthenclickViewfundingoffers.

OntheCapitalpage,youllseethreefundingoptions.Comparethetermsofthefundingoptions,andclickRequestbeneaththeonethatyouwant.

Thetermsofeachoptionwillincludetheamountreceived,thetotalowed,andthedailyrepaymentratethatwillbedeductedfromyourdailysalesandrepaidtoShopifyCapital.

IntheReviewandaccepttermsdialog,carefullyreviewtheTermsandconditionssection,andthenclickShopifyCapitalAgreementtoopenitinanotherbrowsertab.

CarefullyreviewthetermsoftheShopifyCapitalAgreement.Ifyouagreewiththeterms,thengobacktotheReviewandaccepttermsdialog,andclickAcceptterms.

YourrequestwillbereviewedbyShopifyCapital,andyoullhearwhetheryouvebeenapprovedwithin2-5businessdays.Ifyoureapproved,thenyourloanwillbedeliveredtoyourbusinessbankaccount.

Note

IfyouswitchyourpaymentprovidertoShopifyPaymentswhenyourequestfunding,thenitmighttakelongerthanfivebusinessdaystoapproveyourrequest.

Twodaysafteryouvereceivedtheloan,ShopifyCapitalwillbegindebitingthedailyrepaymentfromyourbusinessbankaccountbasedonyoursalesrevenueeachday.

Keeptrackofyourloanrepayments

Afterreceivingyourloan,youcantracktheremainingbalanceofyourtotalowedfromtheCapitalpageofyourShopifyadminunderShopifyCapital.

FromtheCapitalpage,youcanviewthefollowingrepaymentinformation:

Theremainingbalanceofthetotalowed.

Theamountofthetotalowedthathasbeenrepaid.

Thetransferhistoryofrepayments.

Inthetransferhistorysectionofthereport,theTotalsalescolumnshowseachdayssalesrevenue,andtheAmountcolumnshowshowmuchofthatrevenueisrepaidtoShopifyCapital.

文章内容由来：Shopify商户官方网站